Anyone about to apply
Before you apply anywhere: 6 checks that protect your credit file
Every formal application can leave an enquiry on your file. These six checks stop that happening for nothing.
Free guides
Read this before you apply.
Each guide is a short checklist for one situation. They take about three minutes to read and are useful whether or not you ever talk to us.
General information only. Australian Credit Licence 509582.
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Pick your guide
Worried one wrong move could hurt your chances?
Each guide is a short checklist for one situation, so you know what lenders look at and what to have ready before you apply.
Nurses and shift workers
What lenders look at before approving a nurse's car loan
Penalty rates can be a big part of what you earn. Here is how to make sure a lender sees them.
Self-employed and ABN holders
Self-employed? The documents lenders ask for first
No payslips does not mean no loan. It means a different set of papers, and knowing which ones saves weeks.
People with a default or past credit issues
Car finance after a default: what changes a lender's answer
A default is not the end of the conversation. These are the things specialist lenders tend to weigh most.
Pensioners and DVA recipients
Car finance on the pension: 5 things to know first
Pension and DVA income can be assessed like any other income by some lenders. Here is what they check.
Read the checklist and still not sure where you stand?
Start an enquiry in a few minutes. No upfront assessment fee. Lender fees may apply. We compare eligible options from our panel of 50+ lenders.