A second chance at car finance
Defaults, a discharged bankruptcy, Part 9, or Centrelink income shouldn't shut you out of a reliable car. We compare specialist lenders who look at where you are today, not where you were.
We Help With All Credit Situations
Whatever your credit history looks like, we have lenders who may be able to help. Your past doesn't have to define your future.
Defaults & Late Payments
Past payment issues don't have to stop you getting approved
Discharged Bankrupts
We work with lenders who specialise in post-bankruptcy finance
Current Bankrupts & Part 9
Options available even for current bankruptcy or Part 9 debt agreements
Centrelink Income
Some lenders accept government benefits as primary income
A Fresh Start with Car Finance
We believe everyone deserves access to reliable transport. Our team works hard to find finance options for people who've been knocked back elsewhere.
Second chances
Your future, not just your file
Past credit issues do not end the conversation
Your Privacy is Protected
We understand that discussing your credit history can feel sensitive. That's why we treat every application with complete confidentiality. Your information is secure, and we only share what's necessary with lenders once you've given us permission.
Our initial quote process is free and uses a soft enquiry only. A full credit check is only performed if you choose to proceed with a formal application.
Bad Credit Car Loan FAQs
Answers to common questions about getting car finance with bad credit.
Specialist Bad Credit Lenders
We work with lenders who specialise in helping people with credit challenges.