Personal Loan Calculator. Estimate Repayments in Seconds.
Enter your loan amount, rate and term to see weekly, fortnightly and monthly repayments.
Australian Credit Licence 509582. Fees and lender criteria apply.
The rate in the box is an example input. This figure is an illustration only, chosen to show how the calculation works. It is not a rate offered or available to you. Your rate depends on the lender, the vehicle, the loan amount and term, and the lender's assessment of your circumstances. Repayments shown here leave out fees.
Save these numbers and we'll come back with a real rate from our 50+ lender panel. Starting your enquiry uses a soft credit check only. A hard enquiry usually occurs if you proceed with a formal application to a lender, and that can affect your credit score.
Frequently asked questions
How accurate is this calculator?
It uses the standard amortisation formula M = P[r(1+r)^n] / [(1+r)^n - 1], so the maths is exact. Actual lender quotes may differ slightly because of fees and comparison rate adjustments.
Should I choose weekly, fortnightly or monthly?
Fortnightly tends to clear the loan slightly faster than monthly because there are 26 fortnights in a year. Pick the frequency that matches your pay cycle.
What rate should I use?
Use the rate from a quote or offer you already have. The figure in the rate box when the page loads is an example input so the calculator can show a result. It is not a rate we offer, and your rate depends on the lender and its assessment of your circumstances.