Personal Loan Calculator. Estimate Repayments in Seconds.
Enter your loan amount, rate and term to see weekly, fortnightly and monthly repayments.
Indicative only. Actual repayments depend on lender, fees, and your circumstances.
Save these numbers and we'll come back with a real rate from our 50+ lender panel. No credit impact. Takes about 2 minutes.
Frequently asked questions
How accurate is this calculator?
It uses the standard amortisation formula M = P[r(1+r)^n] / [(1+r)^n - 1], so the maths is exact. Actual lender quotes may differ slightly because of fees and comparison rate adjustments.
Should I choose weekly, fortnightly or monthly?
Fortnightly tends to clear the loan slightly faster than monthly because there are 26 fortnights in a year. Pick the frequency that matches your pay cycle.
What rate should I use?
Personal loan rates in Australia currently range from around 6.99% to 22% depending on credit profile and security. Use 9.99% as a starting point.
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One short form, then a specialist compares our 50+ lender panel for your situation. Rates from 6.49% p.a. No credit impact to get started.