Motorbike Loans Australia
Get on two wheels faster with competitive motorcycle finance. From sports bikes to cruisers, we compare 50+ banks and lenders to find you the best motorbike loan.
Motorcycles We Finance
Sport Bikes
Yamaha, Honda, Kawasaki, Ducati
Cruisers
Harley-Davidson, Indian, Triumph
Adventure Bikes
BMW, KTM, Honda Africa Twin
Scooters
Vespa, Honda, Yamaha, Piaggio
How motorbike loan rates are set
Rates vary by lender, credit profile, bike age and type, and deposit. A specialist confirms your actual rate after assessment. Not all applicants are approved.
Motorbike Loan FAQs
What types of motorcycles can I finance?
We finance all motorcycle types including sport bikes, cruisers, adventure bikes, touring motorcycles, dirt bikes (road registered), scooters, and trikes. Both new and used motorcycles qualify, with used bikes typically up to 15 years old.
What are current motorbike loan interest rates?
Motorbike loan rates vary by lender, credit profile, bike age and type, and deposit. New motorcycles and secured loans are often priced differently to older bikes or unsecured personal loans. A specialist confirms your actual rate after assessment. Not all applicants are approved.
Can I get a motorbike loan with bad credit?
Yes, we work with lenders who specialise in bad credit motorbike loans. You may pay higher interest rates and need a larger deposit, but approval is possible. We'll find options that suit your situation.
Do I need a motorcycle licence to get finance?
Most lenders require you to hold a valid motorcycle licence (learner's or full) at the time of settlement. Some lenders are flexible if you're actively obtaining your licence. Let us know your situation.
Can I include gear and accessories in my loan?
Yes, many lenders allow you to finance helmets, jackets, boots, and other riding gear as part of your motorcycle loan. This is especially common when purchasing from a dealer who includes these in the sale.