New Car Specialists

New Car Finance Australia

Drive away in a brand new vehicle with competitive finance from 50+ banks and lenders. We compare the market to find you the best new car loan rates.

Get New Car QuoteCalculate Repayments

Why Finance a New Car?

New cars offer the latest technology, full warranty protection, and often attract better finance rates than used vehicles.

Manufacturer Warranty

Full manufacturer warranty coverage for peace of mind

Fast Approvals

Get approved in as little as 24 hours with our streamlined process

Flexible Terms

Choose from 1-7 year loan terms to suit your budget

Any Make & Model

Finance any new vehicle from any dealer across Australia

Can't Find Your Perfect New Car?

Our free vehicle sourcing service helps you find the right new car at the best price from our dealer network.

Finance Your New Car with Simple Loans

Don't settle for dealer finance without comparing your options. We search 50+ banks and lenders to find you competitive rates on your new car purchase.

Latest safety features and technology
Full manufacturer warranty protection
Better fuel efficiency and lower running costs
Access to competitive new car rates
Finance dealer or private purchases
Pre-approval available before you shop
Balloon payment options to lower repayments
Expert guidance throughout the process
Get Your New Car Quote
Family collecting a new car at an Australian dealership showroom

New vehicles

Finance any new car

Any make, any model, any dealer

Finance Any New Car Brand

From Toyota and Mazda to BMW and Mercedes, we can help you finance any new vehicle from any authorised dealer across Australia.

ToyotaMazdaHyundaiKiaFordMitsubishiVolkswagenSubaruHondaNissanBMWMercedes-BenzAudiTeslaLexusVolvo+ All other brands

Compare 50+ Banks & Lenders

Access Australia's largest panel of new car finance providers.

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New Car Finance FAQs

Answers to common questions about financing a new car in Australia.

What is new car finance?

New car finance is a loan specifically designed to help you purchase a brand new vehicle. The car typically serves as security for the loan, which often results in lower interest rates compared to unsecured personal loans. We compare rates from 50+ banks and lenders to find you the best deal.

Should I get dealer finance or broker finance?

While dealer finance is convenient, it's often not the most competitive option. As brokers, we compare rates from 50+ lenders including banks, credit unions, and specialist financiers to find you a better deal. We can also arrange pre-approval before you visit the dealer, strengthening your negotiating position.

What deposit do I need for a new car?

Many new car loans are available with no deposit for borrowers with good credit. However, a 10-20% deposit can help you secure a lower interest rate and reduce your monthly repayments. We can help you find options that match your deposit level.

Can I include on-road costs in my loan?

Yes, most new car loans allow you to finance the full drive-away price including stamp duty, registration, CTP insurance, and dealer delivery charges. This means you don't need additional savings for on-road costs.

What is a balloon payment?

A balloon payment is a lump sum due at the end of your loan term. Choosing a balloon reduces your monthly repayments during the loan but means you'll need to pay, refinance, or trade-in at the end. It's popular for those who plan to upgrade regularly.

How long does new car finance approval take?

With Simple Loans, most applications receive a decision within 24 hours, and many are approved same-day. Having your documents ready (ID, income proof, and asset details) speeds up the process significantly.

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