5.0from 61 verified Feefo reviewsRates from 6.49% p.a.

Car Finance for Real Australian Incomes

Simple Loans compares car finance for people whose income is not a neat full-time salary: apprentices, nurses, teachers, pensioners, veterans and FIFO. Free assessment, ACL 509582, no credit enquiry to start.

See how it works

ACL 509582 · Free assessment, soft credit check only.

Customer collecting their financed Ford Ranger ute
Couple collecting their financed Jayco motorhome
Family with their financed SUV
Customer with the used car she financed through Simple Loans
Customer with their financed electric vehicle
Customer with their financed motorhome
Customer holding the keys to their financed Mercedes-Benz

Before you apply anywhere: one unnecessary lender enquiry can cost you thousands.

Read the guide

The simple way to finance

One free assessment, then we do the running around across our 50+ lender panel.

Compare 50+ lenders

Banks, non-banks and specialist lenders, ranked for your situation in one place.

Fast, free assessment

Two minutes online, a soft check only, and most customers get a same-day decision.

Settled end to end

We handle the paperwork through to settlement, so you can get on the road.

Our lender partners

Nationwide

Car, truck and business finance, anywhere in Australia

From Brisbane to Perth, our lender panel covers metro and regional Australia. Everything is done online, so where you live never limits your options.

Map of Australia with Simple Loans finance locations pinned across the country

We work for you, not the banks

One form. 50+ lenders compared in minutes

Instead of applying to lenders one by one, bruising your credit file each time, we run a single soft check and match you to the sharpest rate across the panel.

How it works
Illustrative match · ranked across our panel
BEST MATCH
Lender 1
Sharpest offer on our panel
#1
Lender 2
Strong runner-up
#2
Big-4 bank
Typically more expensive
#3
Illustrative ranking only. Your actual rate is confirmed by a specialist after a soft credit check.

Who we help

Real Australians, real approvals

Tradies, nurses, self-employed owners and growing families. Every photo here is a customer we settled finance for. We look at your full situation, not just a credit score, and match you to a lender that fits.

Tradie collecting his new Ford Ranger financed through Simple Loans
Mother and daughter with the family SUV financed through Simple Loans
Customer picking up a new Tesla Model 3 financed through Simple Loans
Couple collecting their new motorhome financed through Simple Loans
"Ethan was a pleasure to work with and was so helpful and understanding of our needs and what we were after. Everything was just easy to do."
Trusted Customer · Verified Feefo review

Verified reviews

Rated 5.0 by Australian customers

Independently verified reviews from real Australians we've helped finance.

5.0
Feefo verified · Based on 61 reviews

Verified Feefo reviews reflect the brokers' individual service across the various companies they have worked for, in addition to Simple Loans.

  • · verified

    That new car feeling

    Ethan was a pleasure to work with and was so helpful and understanding of our needs and what we were after. Everything was just easy to do.

    TTrusted CustomerAdvisor: Ethan Klease
  • · verified

    Jack from Simple Loans highly recommended

    The process with Jack was so easy and he walked me through each step and kept me informed of the loan progress. I would highly recommend Jack to anyone looking for finance

    JJOANNE BECKAdvisor: Jack Brooks
  • · verified

    Jack was great with the way he went with the process of the loan would highly recommend him to anyone

    TTrusted CustomerAdvisor: Jack Brooks
  • · verified

    Simple Loans are your go to team!

    As always, the help from Simple Loans was faultless, particularly Seif. The turnaround time was unbelievably quick and Seif was so friendly and helpful. I cannot recommend Simple Loans and Seif highly enough. Don't waste your time elsewhere, truly. You won't be disappointed!

    SSueAdvisor: Seif Koura
  • · verified

    Simple Loans, Professional and Fantastically Easy to Deal With

    Simple Loans have been a very professional company and so easy to deal with throughout my experience with them. Seif was fantastic and always did exactly what he said he would do. His communication was first class and nothing was ever a problem for him. Highly recommended! Good job by the Simple Loans team.

    CChris EdwardsAdvisor: Seif Koura
  • · verified

    Highly Recommend, Honest, Seamless and Trusted Loan Process

    We had a fantastic experience working with Jack on our loan approval. Jack's professionalism, politeness, attention to detail and commitment to helping us secure the best outcome were outstanding. He understood our requirements right from the first call and tailored the solution which was suitable for our requirements. He has an awesome ability to carefully listen and answer any questions with a lot of details. Even though we didn't go ahead in the first instance, he demonstrated patience and commitment to help. Jack maintained complete transparency and commitment to help us throughout the process, even though we were in conversation for a few months. We would also like to say a Big Thank You to the lender for trusting us and helping us by understanding our situation and requirements. We would highly recommend Jack and Simple Loans to anyone looking for a smooth, honest and reliable loan process. Wishing Jack all the very best for his future endeavours!

    TTrusted CustomerAdvisor: Jack Brooks

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A reliable processing partner. End-to-end execution and white-label solutions across our 50+ lender panel.

Free assessment

Tell us what you need, we'll do the running around

One short form, then a specialist compares our 50+ lender panel for your situation. Rates from 6.49% p.a. No credit impact to get started.

Free, no obligation, no credit impact
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