Ford Ranger Finance. Australia's Favourite Ute
The Ford Ranger is one of Australia's most popular utes. From the capable XL to the adventurous Wildtrak and mighty Raptor, we compare a panel of 50+ lenders for your new or used Ranger.
Australian Credit Licence 509582. Fees and lender criteria apply.
Why choose Simple Loans.
All Ranger Models
Finance from XL through XLT, Wildtrak, and Raptor.
Business & Personal
Chattel mortgage, novated lease, or consumer loan options.
Low-rate options
Compare 50+ lenders for competitive Ranger finance.
Pre-approval Before You Shop
Know your options and shop at any Ford dealer.
New & Used Rangers
Finance for both brand new and quality used Rangers.
No Upfront Fee
No cost, no obligation. We compare eligible options and explain the trade-offs.
Ford Ranger Finance Made Simple
The Ford Ranger has carved out a massive following in Australia, from tradies who rely on it daily to families who love its capability on weekends. Financing a Ranger through Simple Loans means you get access to 50+ banks and specialist lenders, and we compare the eligible options and explain the trade-offs.
We handle everything from application to settlement, comparing consumer loans, chattel mortgages, novated leases, and more. Whether you're upgrading to a new Ranger Wildtrak or buying a reliable used XLT, our assessment with no upfront fee takes just minutes.
Ranger Finance Options Compared
Choosing the right finance structure for your Ford Ranger depends on how you'll use it:
- Consumer car loan: Best for personal use. Fixed rates, predictable repayments.
- Chattel mortgage: Ideal if the Ranger is primarily for business. Claim GST and tax deductions.
- Novated lease: Salary sacrifice your Ranger through your employer for tax savings.
- Balloon payment: Reduce monthly repayments by deferring a lump sum to end of term.
Our specialists will recommend the best structure based on your personal and business circumstances, with no upfront fee.
How it works.
Apply Online in Minutes
Fill out our simple online form, no paperwork, no obligations, and zero upfront fees.
We Compare 50+ Lenders
We search our panel of banks and specialist lenders to compare eligible options for your situation.
Drive Away Happy
Once approved, we arrange settlement with the lender and the seller. You drive away with finance sorted.
Frequently asked questions.
How much does it cost to finance a Ford Ranger?
A new Ford Ranger ranges from ~$35,000 (XL) to $85,000+ (Raptor). Monthly repayments depend on the amount financed, the term and the rate your lender sets.
Can I get a Ford Ranger on chattel mortgage?
Yes! If your Ranger is used predominantly for business, a chattel mortgage allows you to claim GST, interest, and depreciation as tax deductions.
Is Ford Finance or a broker better for a Ranger?
A broker compares 50+ lenders including Ford Finance, often finding a sharper rate. We also offer faster approvals and more flexible lending criteria.
What's the best finance for a Ranger Raptor?
Given the Raptor's price point ($85k+), a chattel mortgage (for business) or a consumer loan with a balloon payment (for personal) can keep monthly repayments manageable.
Can I finance a used Ford Ranger?
Yes, we arrange finance for used Rangers from dealers and private sellers. Most lenders finance Rangers from 2015 onwards at competitive rates.
Ready to get started.
No upfront assessment fee. We compare 50+ lenders to compare eligible options.
People we also help
Simple Loans is a finance comparison tool. Holder of Australian Credit Licence No. 509582. All applications are subject to lender approval. Terms, conditions, fees and charges apply. This information is general in nature.