Ford Ranger Finance. Australia's Favourite Ute
The Ford Ranger is one of Australia's most popular utes. From the capable XL to the adventurous Wildtrak and mighty Raptor, we compare 50+ lenders to secure the best finance deal on your new or used Ranger.
Why choose Simple Loans.
All Ranger Models
Finance from XL through XLT, Wildtrak, and Raptor.
Business & Personal
Chattel mortgage, novated lease, or consumer loan options.
Rates from 6.49%
Compare 50+ lenders for competitive Ranger finance.
Same-Day Approval
Get pre-approved fast and shop at any Ford dealer.
New & Used Rangers
Finance for both brand new and quality used Rangers.
Free Assessment
No cost, no obligation, find your best rate.
Ford Ranger Finance Made Simple
The Ford Ranger has carved out a massive following in Australia, from tradies who rely on it daily to families who love its capability on weekends. Financing a Ranger through Simple Loans means you get access to 50+ banks and specialist lenders, all competing to offer you the best rate.
We handle everything from application to settlement, comparing consumer loans, chattel mortgages, novated leases, and more. Whether you're upgrading to a new Ranger Wildtrak or buying a reliable used XLT, our free assessment takes just minutes.
Ranger Finance Options Compared
Choosing the right finance structure for your Ford Ranger depends on how you'll use it:
- Consumer car loan: Best for personal use. Fixed rates, predictable repayments.
- Chattel mortgage: Ideal if the Ranger is primarily for business. Claim GST and tax deductions.
- Novated lease: Salary sacrifice your Ranger through your employer for tax savings.
- Balloon payment: Reduce monthly repayments by deferring a lump sum to end of term.
Our specialists will recommend the best structure based on your personal and business circumstances, completely free of charge.
How it works.
Apply Online in 60 Seconds
Fill out our simple online form, no paperwork, no obligations, and zero upfront fees.
We Compare 50+ Lenders
Our finance comparison tools search our panel of banks and specialist lenders to find the best rate for your situation.
Drive Away Happy
Once approved, funds are settled fast, often same day. You drive away with finance sorted.
Frequently asked questions.
How much does it cost to finance a Ford Ranger?
A new Ford Ranger ranges from ~$35,000 (XL) to $85,000+ (Raptor). Monthly repayments on a $55,000 Ranger at 6.99% over 5 years would be approximately $1,090/month.
Can I get a Ford Ranger on chattel mortgage?
Yes! If your Ranger is used predominantly for business, a chattel mortgage allows you to claim GST, interest, and depreciation as tax deductions.
Is Ford Finance or a broker better for a Ranger?
A broker compares 50+ lenders including Ford Finance, often finding a sharper rate. We also offer faster approvals and more flexible lending criteria.
What's the best finance for a Ranger Raptor?
Given the Raptor's price point ($85k+), a chattel mortgage (for business) or a consumer loan with a balloon payment (for personal) can keep monthly repayments manageable.
Can I finance a used Ford Ranger?
Yes, we arrange finance for used Rangers from dealers and private sellers. Most lenders finance Rangers from 2015 onwards at competitive rates.
Ready to get started.
Free assessment, no upfront costs. We compare 50+ lenders to find you the best deal.
People we also help
Simple Loans is a finance comparison tool. Holder of Australian Credit Licence No. 509582. All applications are subject to lender approval. Terms, conditions, fees and charges apply. This information is general in nature.
Free assessment
Tell us what you need, we'll do the running around
One short form, then a specialist compares our 50+ lender panel for your situation. Rates from 6.49% p.a. No credit impact to get started.