Novated Lease Calculator. See Repayments and Savings.
Estimate your novated lease repayments. We then build a full quote including FBT, running costs and residual.
Indicative only. Actual repayments depend on lender, fees, and your circumstances.
Save these numbers and we'll come back with a real rate from our 50+ lender panel. Starting your enquiry uses a soft credit check only. A hard enquiry usually occurs if you proceed with a formal application to a lender, and that can affect your credit score.
Frequently asked questions
Does this include FBT and running costs?
This calculator shows finance repayments only. A full novated lease quote bundles fuel, servicing, tyres, insurance, and FBT, ask us for a full quote.
What is a residual?
Most novated leases have an ATO-set residual at the end of the term, typically 28.13% over 5 years. You can refinance, pay it out, or hand the car back.
Are EVs better under novated lease?
Yes. Eligible EVs under the FBT exemption can save thousands per year compared to the same car on a regular car loan.
Explore more calculators
Browse every loan and finance calculator.
Compare with a standard car loan estimate.
Check the true cost including all fees.
Generic repayment tool for any loan type.
Estimate unsecured personal loan repayments.