Car Loan Comparison Tool
See how rates, fees and repayments stack up side by side across banks, credit unions and specialist lenders. For the full guide to car loans, read our car loans Australia hub.
How Our Car Loan Comparison Works
We make comparing car loans simple. Our platform searches 50+ lenders to find you the best rates and terms for your specific situation.
Compare 50+ Banks & Lenders Instantly
Access Australia's largest panel of car loan providers including major banks, credit unions, and specialist financiers.
Find the Lowest Rates
Our experts compare interest rates across all lenders to find you the most competitive deal for your situation.
No Credit Score Impact
Get your comparison quote without affecting your credit score. Only a soft inquiry is performed initially.
Same-Day Approval
Once you choose a lender, we fast-track your application for approval in as little as 2 hours.
Compare All Lender Types
From major banks to specialist financiers, we compare every type of lender to ensure you get the right fit for your needs.
Major Banks
Competitive rates from Australia's big four banks with established reliability.
Online Lenders
Fast digital lenders with streamlined approval processes and competitive rates.
Specialist Financiers
Flexible options for all credit types including self-employed and bad credit.
Credit Unions
Member-owned institutions often offering lower fees and personalized service.
Current Car Loan Rate Guide
Indicative rates based on credit profile. Your actual rate depends on multiple factors. Get your personalized quote for exact rates.
| Credit Profile | Rate Range | Typical Rate |
|---|---|---|
| Excellent Credit | Lowest tier | Sharpest pricing |
| Good Credit | Mid tier | Competitive |
| Fair Credit | Specialist tier | Higher |
| Bad Credit | Second chance tier | Highest |
*Rates shown are indicative only and subject to change. Comparison rates include standard fees. Your actual rate will depend on your individual circumstances.
Why Compare Car Loans with Simple Loans?
Don't waste hours comparing lenders yourself. Our expert brokers do the hard work, searching our panel of 50+ lenders to find you the best deal, completely free.
Why we compare
Compare lenders, not guesses
One assessment, dozens of lenders checked
Compare Rates from 50+ Lenders
Including these trusted finance providers and many more.
Our lender partners
Car Loan Comparison FAQs
Everything you need to know about comparing car loans in Australia.
Free assessment
Ready to find your best car loan?
Get your free comparison in 2 minutes. No credit score impact, no obligation.